Times are tough and there are not many jobs out there. Your boss approaches and says, "Things are tough. You need to take a 10% pay cut, or I will have to let you go." Would you take the cut or quit in an environment where there are few job prospects. I have never had anyone say they would quit the job. Everyone would take the cut. So you have just told me that you could already be saving 10% of your paycheck.
The fact that you are not already doing this is just a lack of will or tenacity. Not that you don't make enough money. Feel free to comment. Look for more posts in the near future from the Finwiz.
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