You got the job, now what?

1:  Take advantage of any retirement plan as soon as you qualify. Even if your employer's plan doesn't match contributions you're reducing taxable income, a large part of any good  financial plan.

2:  Create a budget and track spending. You need to know where your money goes so you can learn to recognize bad spending habits and change your pattern.

3:  Build a good credit history right away. Don't charge anything on a credit card you can't pay off when the bill comes. If you can't do this, go to the bank and use cash for all expenses. We think about purchases a little longer when breaking a fifty dollar bill than we do when pulling out the plastic.

Later. Finwiz.