Four things to motivate you and get things moving.

1. Ask yourself if you really want to do it. Often, we think that we should want to do things and put them on our giant list of things that should be done, even though we have no interest in them whatsoever. The trick is that instead of framing these things as something you should or need to do, you phrase it as something you want to do or will do.

2. Break it into small steps. Thinking about saving a million dollars for retirement or paying off twenty thousand dollars of debt is overwhelming if you don’t break it into small, manageable steps. Breaking down immense goals into smaller, more manageable jobs is a great way to stop feeling overwhelmed and start feeling empowered to take action.

3. Visualize your success. Think about how good it will feel once you’ve met your goals and try to imagine what your life will be like. Think about these things often and remind yourself when you find your motivation waning. Having a clear picture of what you’re working towards is an amazing motivator.

4. Keep yourself accountable. This might mean enlisting the help of a family member or friend to keep you on track. Some people find that a log helps keep them on their toes by providing a visual record of their progress. Finwiz.