Take advantage of direct deposits, checkbook transfers, and paycheck deductions so you don't ever touch the money you want to save. The fewer times you touch your money the less you'll be tempted to spend it.2. Online bill pay
This saves time, money, ( stamps, checks, etc. ) and is free with many financial accounts or credit cards. You can schedule these in advance on a specific date thus never having a late payment, and you won't lose interest by paying too early.
3. List things to accomplish
This helps me a lot because it's right there in front of me. Day to day tasks or savings goals need to be on your mind if you tend to procrastinate or put them off. By checking off listed items, you get a sense of accomplishment and stay on track to meet goals.
4. Budget
This is an oldie but goodie. No one likes to do it, but if we track our spending, there can be no doubt where our weakness to spend or short comings to save are coming from, just do it. See you next time. Finwiz.
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