1. Reduce high utility bills Adding insulation to the attic will save on utility bills in both summer and winter. A programmable thermostat has saved me a bunch over the last twenty years. Lower it at night and warm up with an extra blanket.
2. Use all the money saving perks our employer offers
Make sure you know the benefits your employer offers and take advantage of them.
Many of us sign up for healthcare only. Many other options like flexible spending, life insurance, dental, 401K, and eye care could be available. Deductions for these are usually pretax adding to their benefit.
3. Do it on our own (DIY) when possible
The Internet has the answer to almost any question you have about home and car repairs. I've been able to save on basic wiring and bath repairs. I even found the directions to program my car's keyless remote entry when a dealer wanted to charge $45. Try to DIY when possible, there's a lot of satisfaction in being self-reliant.
4. Keep our credit scores in order
Make the commitment to pay all bills on time or a little ahead of time when possible. We can check our credit report for free once a year at www.annualcreditreport.com. Checking for mistakes and knowing what's in our reports should be an annual exercise. See you next time Finwiz.
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